You’ve made a big move—now let’s make the next one: homeownership. If you’re new to Canada and ready to stop renting and start building equity, I’m here to guide you through the mortgage process in plain English (and maybe a meme or two).

As a Mortgage Broker in Midland, I specialize in helping newcomers navigate Canadian real estate—without the confusion, surprises, or side-eyes from the bank.

 

🏡 New to Canada Mortgages—Made Simple

Yes, you can get a mortgage even if you haven’t been here long or don’t have years of credit history. Whether you’re working full-time, self-employed, or still building your financial footprint, I help you find a Midland mortgage that works for your life—not just your paperwork.
 

💡 How I Help Newcomers Buy Their First Canadian Home

✅ Access to flexible mortgage options with as little as 5% down

✅ Competitive Midland mortgage rates (even with limited credit history)

✅ Support for higher loan amounts if you’ve saved 20% or more

✅ Help with first-time buyer incentive programs and down payment assistance

✅ Guidance through closing costs, adjustment costs, and all those “what now?” moments

✅ Access to Canada’s top lenders—banks, credit unions & alternative options
 

📑 What You Might Need

Every file is a little different, but here’s what we usually look for:

• Proof of employment or steady income

• Immigration documents or permanent residency status

• Proof of down payment (even if it’s gifted)

• Basic credit history (or a plan to work around it)

Don’t have all of this? Don’t stress. I’ve helped clients with all kinds of setups—and I’ll help you find the path that works for yours.
 

🧭 You Don’t Have to Figure It Out Alone

Canadian mortgages come with a lot of acronyms, costs, and fine print. My job is to break it all down for you and make sure you’re not missing out on any opportunities (or stepping into any traps).

We’ll go over:

• What you can afford (realistically)

• How to boost your approval odds

• What your monthly payments will look like

• How to plan for your future in your new home