Mortgages for the Self-Employed
(Yes, It’s Possible)
Being your own boss shouldn’t make getting a mortgage feel like climbing Everest. If traditional lenders are giving you the cold shoulder because of how your income looks on paper—don’t worry. As a top-performing Mortgage Broker in Midland, I work with self-employed clients every day to secure mortgage approvals that actually reflect their real financial picture.
How I Help Business-for-Self Borrowers
You’ve worked hard to build your business—and you deserve mortgage options that recognize that. Whether you’re incorporated, a sole proprietor, or somewhere in between, I help you access Midland mortgage solutions that make sense.
Here’s what sets us apart:
✔️ Competitive Midland mortgage rates—even with non-traditional income
✔️ Fast approvals (because time is money)
✔️ Stated Income programs for those who deduct big business expenses
✔️ Lenders who accept dividend, investment, and contract income
✔️ Support for Business-for-Self (BFS) borrowers—even if the bank said “no”
What’s a Stated Income Mortgage?
If your claimed income is lower thanks to smart write-offs (hey, we get it), a Stated Income mortgage lets us present a reasonable income estimate to the lender—based on your real ability to repay. No fluff. No judgment. Just a custom Midland mortgage that works.
What You’ll Need to Apply
Getting your mortgage approved might be easier than you think. Here’s what most lenders want to see:
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Most recent Notice of Assessment
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T1 General Tax Return
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Proof of business ownership (Articles of Incorporation or business license)
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Contracts or financial statements
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Business bank statements (in some cases)
Don’t have all of these? Let’s talk anyway. I work with a wide range of lenders—including banks, credit unions, mortgage finance companies, and alternative lenders who get what it means to be self-employed.
Self-Employed Doesn’t Mean “Unmortgageable”
Banks often turn down great borrowers just because they don’t fit in a neat little box. But as your local Mortgage Broker in Midland, I know how to present your application in a way lenders understand. I’ll shop the market for you, negotiate like your mortgage depends on it (because it does), and keep you informed every step of the way.