Mortgage Renewal Coming Up?

Don't Just Sign the Paper—Let’s Make It Work For You

Here’s the thing: most people renew their mortgage with the same lender out of habit (or panic). But auto-renewing could cost you thousands—literally. Before you sign anything, let’s talk options.

As a Mortgage Broker in Midland, I help homeowners like you get a better deal—whether that means securing a lower rate, freeing up cash for renovations, or finally saying goodbye to that high-interest debt.

What’s the Difference Between a Renewal & Refinance?

Renewal

Your current term is ending, and it’s time to pick a new rate and term. Perfect time to shop around!

Refinance

You’re changing your mortgage—could be for a better rate, to borrow more, or to tap into equity.

Either way? It’s a smart time to reassess your goals—and I can help you do that quickly and painlessly (without the bank talk headache).

Why You Shouldn’t Just Sign That Renewal Letter

You might not be getting the best rate
Your lender probably didn’t ask about life changes
You’ve got options they won’t tell you about
Other lenders may compete for your business with better perks

With access to over 50 lenders across Canada—including big banks, credit unions, and flexible alt lenders—I’ll help you find the right fit.

Let’s Make Your Mortgage Work Smarter

Here’s how we can use your renewal or refinance to your advantage:

✅ Lower your rate (because who doesn’t want that?)

✅ Consolidate debt and reduce monthly payments

✅ Pull equity to renovate, invest, or tackle life goals

✅ Adjust your amortization to pay off faster—or lower payments

✅ Plan for your next move—upsizing, downsizing, or investing

✅ Refinance before rates rise again

Ready to Explore Your Options?

Renewing your mortgage is a chance—not a chore. Let’s review your options together so you can make the most of your equity, lock in the best Midland mortgage rate, and set yourself up for the next chapter.